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So I accidentally discovered something today that may be useful to people.

If you have an #REI dividend, but are increasingly reluctant to buy from REI, here's something annoying that they do that you can use to your benefit: if you use your dividend to place an online order and then cancel it (or, in my case, REI cancels the order because whoops they didn't actually have the thing you ordered), your dividend will be refunded to you.

Ha ha, no, not like an actual modern refund where your dividend gets put back in your account or anything useful like that. They send you a check, eventually, and in three weeks (literally how long they say the process takes) you can deposit your refund check and use your former REI dividend for whatever you want, wherever you want.